Hip dysplasia and pet insurance
As you may or may not be aware, Hip Dysplasia is a condition that primarily affects dogs, but can affect cats as well. Some dogs are more prone to the condition, based on genetics and their physical disposition, which you can read more about the in Dog breed health section.
Hip dysplasia is defined as: an abnormal development of hips where head of femur does not fit snugly into pelvic socket.
Treatment often requires extensive surgery, which can range in cost from $5,000-$10,000!
So then, would pet insurance cover such a thing? Well, (and you know how I hate being vague), it really depends on the company. Some do cover this condition up to a certain amount (even if only $300), some offer additional coverage for this condition, and some do not cover any congenital or hereditary conditions (which this would fall under).
Has anyone been forced to fork out the dough for this ginomrous surgery? Or has anyone had any experience in trying to get a pet insurance company to cover the condition?
My dog wasn’t diagnosed with hip dysplasia until the age of 11 and AFTER he was insured. I should have just immediately dropped the insurance because everything I submitted after that was blamed on hip dysplasia. They will find anything to blame stuff on and NOT PAY. We’ve fought a tooth and nail for anything to get covered. It just isn’t worth it! Save the $ ($100 a month) aside and pay for your vet out of that. Most likely you won’t go over $1200 a year for your vet’s costs. Sad but increasingly a pain in the backside for pet insurance.