Comments on: ‘What to ask a pet insurance provider’ Series…#3

By: Trackback - Free Internation Call >> How to make free international call

Trackback - Free Internation Call >> How to make free international call — Thu, 19 Nov 2009 21:56:50 +0000

,..] blogs.dogster.com is other must read source on this subject,..]

By: Rebekah Freimann

Rebekah Freimann — Wed, 04 Nov 2009 04:13:44 +0000

I have had Pet Care Insurance for years. They have paid every claim I ever submitted, to the tune of thousands of dollars. They recently changed their name to Pet Health Inc.

By: Nerita

Nerita — Tue, 19 May 2009 22:32:09 +0000

I also have (actually, as of today, had) ASPCA pet insurance for our dog. We got it a little over one year ago, thinking the dog is getting older, and if anything will go wrong it would be nice to have a piece of mind. We only went for one regular check up in the beginning when we got the insurance, and then did not use it for anything until recently, when dog started limping. Vet told us that dog blew out both ACLs. We haven’t even got to a surgeon yet, and the bill is already almost $500. ASPCA denied everything (did not pay a single dollar) because they consider it to be pre-existing condition (on our first visit to a vet we mentioned that once in a while dog seems to limp. Vet said it was most likely arthritis, and dog just needs to loose some weight. We put the dog on a diet, and problem went away). I will try to appeal it but chances are slim that anything would be covered.
I canceled the insurance- I am better off just putting premium money into savings account in case I need it for my dog’s treatment…

By: Lee

Lee — Sat, 28 Mar 2009 19:28:40 +0000

Plus the payments take a very long time to process. And regarding the dental, they have a dental plan, but again, it doesn’t cover xrays unless he broke a tooth or something OBVIOUS is showing. So your dog can suffer with a bad tooth for months waiting for it to show?

It’s $100 a month for what they consider great coverage. It won’t cover a lot of things like accupuncture, rimadyl for all body arthritis because he has hip dysplasia (which was diagnosed AFTER getting the insurance, it wasn’t pre-existing).

AND if the arthritis isn’t CURABLE in 180 days, even if he didn’t have the hip dysplasia, they won’t cover any treatment or meds because any condition is only covered for 180 days. Like any dog is ever cured from arthritis. Considering it is the ASPCA, I thought they would have more of a HEART than they do about our good animals. Good grief!

By: Lee

Lee — Sat, 28 Mar 2009 19:22:17 +0000

I have ASPCA pet insurance and it is NOT very good. In fact, I’ve been turned down for more claims than I’ve had accepted. Geez, what’s the point.

And if your pet has an accident or something that needs follow up, pray you have it happen before the next policy year starts. They won’t cover an incident with a dog that happens in one policy year to the next. So, if it happens in December and the policy expires and renews in January, nothing after Jan 1 is covered related to that incident. WHAT??????????

You wouldn’t find that in people’s medical insurance.
I think that’s ABSURD. Run away from this insurance for your pet. My sister’s a lawyer and it’s been a headache to get things covered.

They won’t cover xrays that shows a tooth needing to be pulled because I did the xrays. Preventive xrays without a reason aren’t covered for teeth. The vet is just supposed to be a psychic and should just know when a tooth is bad without xrays. It’s like putting the cart in front of the horse. Had to do two letters to get the xrays covered. They also cut down the maximum allowed for procedures. My vet isn’t expensive, the pet insurance is!