Would pet insurance cover ongoing treatments?
How many of you have pets with some ongoing condition such as diabetes or skin allergies? One of our office companions, Charlee, has about the worst case of canine skin allergies that I’ve ever seen. He’s constantly fighting off hot spots, has to be careful not to be in the grass too much, and yesterday came in with a cone around his poor furry head.
As you might also be aware, treatment for ongoing conditions such as these are quite expensive! In some of my pet insurance research, I’m finding that while conditions such as these may be covered in the first year they appear, they become pre-existing (and therefore not covered) in years following. Take Charlee for example, if he had gotten insurance as a young pup, before any of these allergies were showing, then he might have had coverage for the first year.
I am finding, however, that some insurance companies require you to purchase a “continuing care” add-on. And even some of these add-ons have yearly or lifetime limits!
Have any of you had experience in getting ongoing treatment covered?
